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3 Ways You can Save Money
Published: 07/08/2010
The latest money-saving innovations include electronic coupons and sale alerts delivered via mart-phone apps and sites like Facebook and Twitter.
But there are lots of other ways to slash your bills that are as old-fashioned as making a simple phone call.
1) Uncover every possible discount. Check retailer and manufacturer Web sites (or sign up or e-mail sale alerts, if necessary) for coupons and other special deals. Consult coupon sites like CouponCabin.com and RetailMeNot.com and pricecomparison search engines like PriceGrabber.com and Shopzilla.com. Also find discounts by doing a search with the name of the
retailer or the product and the words “discount code.” Use socialnetworking sites like Facebook and Twitter to learn about special deals. If you have a smart phone, use apps like Cellfire, Coupon Sherpa, Google Shopper, MobiQpons, RedLaser, and ShopSavvy to find better deals while you’re in the store.
2) Always ask for a price break. You can haggle for a lower price on just about anything—electronics, jewelry, massages, even medical bills. The bigger the item, the bigger the potential savings. The easiest way to get the negotiations startedis simply to ask whether you can get a better deal. Or identifywhat gives you the upper hand and ruthlessly (but politely)use it; for example, blemishes on a floor model, a desperate home seller, or a car gathering dust on the lot.
3) Skip extended warranties.For starters, some repairs are alreadycovered by standard manufacturer warranties built into the purchase price. Also, electronics and appliances rarely break within the warranty period. And when they do go wrong, the repairs, on average, cost about the same as an extended warranty. So extended warranties are generally a bad deal.